How Will My Medical Bills Be Covered During a Personal Injury Car Accident Claim in NJ?

When a person has experienced sudden, painful, and serious injury due to the negligence or recklessness of another in a car accident, it can be easy to feel helpless and hopeless about the process of pursuing a personal injury claim against the party that caused your injuries. One common concern that injury victims face in the immediate days and weeks after an accident is how they are going to be able to pay their medical bills during the time it takes to pursue a personal injury claim. As New Jersey personal injury attorneys, we see this issue come up again and again, and we make it our mission to take care of our clients from the first day they contact us, coming to their home if need be to provide counsel and assistance. Here are a few things to keep in mind during this process.

PIP Benefits in New Jersey

Under New Jersey law, your own PIP car insurance will cover an initial portion (or total amount in some cases) of your losses, regardless of who was at fault in causing the accident. The costs that PIP benefits will go towards include your medical costs, loss of income from work due to your injuries, and payment of some services you cannot perform yourself while injured,

The amount of benefits you receive pursuant to your PIP policy (or the policy of another person in your household) depends on the maximum coverage amount listed in the policy, which can be between $15,000 and $250,000. After a car accident, our attorneys can come to you to help you assess your injuries, eligibility for recovery, and next steps to pursuing benefits you are owed.

Pursuing Recovery Beyond Your PIP Benefits

In a situation of serious injury from a car accident in New Jersey – for example where there are spinal injuries or traumatic brain injuries – it is quite possible that your total losses go above and beyond the limits of your PIP benefits. In such cases, you may be able to pursue a personal injury claim against negligent defendants, such as other drivers, for the remainder of your claim, but it will be necessary to prove fault in order to recover in a settlement or verdict.

The personal injury attorneys at SK Law are deeply experienced in pursuing negligence claims on behalf of injured New Jersey plaintiffs, and can work with you from the first moments after an accident to collect evidence of fault on the part of another driver and aggressively pursue maximum recovery you may be owed above and beyond your PIP benefits.  

Talk to an Experienced New Jersey Personal Injury Attorney Today

If you have suffered injury due to the negligent, careless, or intentional acts of another, the experienced personal injury attorneys at SK Law – with offices in New Jersey and New York – are here to help. We have won millions in compensation for our clients, and we are here to stand by your side as your allies and champions in winning the recovery you deserve from all potential defendants. Our attorneys have built up a strong reputation for providing compassionate legal counsel to those who have suffered serious injury while aggressively and quickly taking all necessary legal action to recover for our clients to get their lives back to normal by winning compensation for all costs, losses, and pain and suffering. Contact us today to speak to a personal injury attorney about your claim.